P2P trades using Chase Pay or Zelle for the payment method might be at risk
There are people on social media reporting that there have been unexpected funds being credited to their accounts. There has been no official communication from CHASE bank yet as to why this is happening.
Chase Pay is an "instant" payment method used by many who do P2P trading. Zelle is another method to send an instant payment using a bank transfer.
Because these Chase Pay and Zelle transfers could be coming from a buyer who is spending the "free monies", it is probably best to pause any ads / offers on P2P exchanges with either Chase Pay or Zelle until Chase figures out what's going on.
[Update: Many are now reporting that their account balance is back to reflecting the proper, expected balance. ]