If someone is DCAing very small amounts of BTC as monthly bitcoin purchases on an exchange, then makes three or four separate transfers from their exchange to a hardware wallet over the years, should they be worried about combining UTXO's?
Are their purchases on Coinbase separate UTXOs? Or are their only UTXO's on their hardware wallet? Sorry, I'm a noob and trying to understand how to recognize and treat UTXOs.
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