401K is a joke

Use the calculator and what you think the REAL rate of inflation is and you’ll see it’s not worth

https://www.calculator.net/401k-calculator.html?age=37&income=70%2C000&balance=0&contribution=10000&ematch=&ematchend=0&retirementage=65&lifeexpectancy=85&incomeincrease=2&rate=2&inflation=5&hideirslimit=0&type=1&x=Calculate#top

BTC only for those that are smart. And I have no idea why every other day American bitcoiners aren’t wondering if they will always choose to live in America that becomes authoritarian and tax burdening as time goes on