6 months of using my crypto.com debit card and why I'm never going back to cards from my bank

First up, post inspired by u/drytendies and his good write up on the coinbase card. However, that is only available in the US and I'm in UK where you can get crypto.com cards (available in Europe/US too).

There are different tiers of cards available but I'm going to be talking about the jade green card because that's the one i have. 6 months in, i have earned about $500 in rewards without changing any spending habits, and that's not counting the price appreciation of my CRO tokens that i staked to get the card. Here's how:

Spotify reimbursed in full each month = $12 Netflix reimbursed in full each month = $13 3% cashback on all purchases = approx $30 10% p.a. staking rewards on locked CRO = $25

All of the above is paid in CRO, which i then shovel into the crypto.com Defi wallet and lend it out for a yield of approx. 14% p.a.

All of those rewards put together have been about $500 in the last 6 months, and as my defi wallet size increases that will only get better. Obviously I'm at risk of CRO price fluctuating but you could trade out to a stablecoin or some other crypto if you really wanted to.

The best rewards I've ever had from a bank are air miles, and frankly I'd much rather have about $1000 extra in my pocket each year in crypto. My long-term plan is to keep accumulating CRO in this manner and when the next face-melting bull market comes around, whether it's later this year or not for years to come, I'll have a nice stack of CRO which I've earned through doing...absolutely nothing?!