99% of people wont know a thing about bitcoin or lightning and they wont need to.

99% of people today do not know how central banking works, they do not know how credit card transactions are processed between banks and card issuers and they do not know how fiat based digital transactions are made between financial apps like paypal and cashapp. All they know is they need dollars because the stuff they want is denominated in dollars and they need cash or a card or an app that can pay for it.

In just the same way 99% of people in the future will not know how bitcoin works in terms of its monetary policy, hashrate or block times, and they will not know how the app they use to pay for things propogates lightning transactions for them. All they will know is they need sats because the stuff they want to buy is denominated in sats and they need an app that can pay for it.

99% of the world will never understand the first thing about bitcoin or the lightning network, all they will know is the shops that sell the things they want accept lightning so they need to earn their money in a way that allows them to spend to lightning invoices. All they will know is they need sats in a lightning wallet.

The first 1% of adopters will help kickstart mainstream adoption, but once mainstream adoption has taken on an unstoppable life of its own all that will matter is that there is easy to use infrastructure ready for the average person to be able to earn sats and spend sats in a simple secure way without them having to think.

We have just seen xapo private bank become the first to integrate lightning, this is a big deal and it points to the beginning of a trend that will see all banks on earth having to plug into lightning or risk becoming completely disused over the coming decade. By 2030 most if not all banks will allow their customers to recieve from and send to lightning invoices with their balances held in fiat initially but over time as fiat continues to debase more and more people will just hold their savings in sats.

The education curve has taken place for the early adopters that needed it. The rest of the adoption process will be completely organic and natural and feed on itself at a rapid rate without 99% of people needing to understand anything at all about the technical aspects of bitcoin and lightning.