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A look at every/most crypto cards

All Cryptocurrencies

by COINS NEWS 108 Views

A look at every/most crypto cards

FTX Card

https://preview.redd.it/780i33wpc3u81.png?270&format=png&auto=webp&s=35abc7040af8b4e95f5db65634975be581592339

  • Visa
  • No fees
  • No rewards
  • Spend crypto or USD

This is basically a card you get not for the rewards, but purely the ability to spend your crypto/money.

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Robinhood -Waitlist

  • Mastercard
  • No cash back
  • 10%-100% weekly with cap of $10 a week
  • Round up auto investing. Basically, they invest the round up "for you".

IMO don't get this. There is far better options

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Crypto.com Blue

https://preview.redd.it/d0p3ejbud3u81.png?257&format=png&auto=webp&s=f40478cbf12a5177ebe71d61c769e9dbfadb3e9c

  • Visa prepaid
  • 1% paid in CRO
  • No fee
  • No staking required

IMO this card isn't a good one due to the up to 1%. There is better options.

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Nexo - Waitlist

  • Visa
  • Up to 2% cash back
  • Earn BTC or Nexo
  • Get BTC for signing up

IMO this card isn't a good one due to the up to 2%. There is better options.

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SoFi Credit Card

https://preview.redd.it/j52oqgbve3u81.png?259&format=png&auto=webp&s=f9cea2cf7e90f45afcdbc2668e558940cd52a061

  • Mastercard credit card
  • No annual fee
  • 2%
  • Rewards are in crypto, stocks, or fiat.
  • Other rewards that might be worth looking into

This honestly could be worth it for many IMO.

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Crypto.com Ruby card (red)

https://preview.redd.it/iiareyu7f3u81.png?252&format=png&auto=webp&s=169e6e513b2f3d288f4ef022c643d52d821f819d

  • Prepaid Visa
  • Required $400 staked (you lock this amount while you use this)
  • Free Spotify
  • 2% rewards that are paid in CRO

NOTE: Find promotion links because this can max out your rewards

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Gemini - Waitlist

  • Mastercard
  • 3% dining, 2% groceries, 1% everything else

IMO not worth it

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Venmo Credit Card

  • Visa credit card
  • 3% top category, 2% mid category, 1% everything else
  • Rewards are in BTC, ETH, BCH, LTC

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Crypto.com Jade or Indigo (green or purple cards)

https://preview.redd.it/m2fhhzfjg3u81.png?257&format=png&auto=webp&s=69ca56a48285a08fe890436fe2371d8770cbe699

  • Required $4k staked (you lock this amount while you use this) 10% APY
  • 3% on everything which is paid in CRO instantly
  • Free Spotify, Netflix, and LoungeKey.

I'm not sure why you would pick green over purple. I think it is the same, but you just get to pick your color.

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BlockFi Credit Card

https://preview.redd.it/8e7z3spqg3u81.png?264&format=png&auto=webp&s=238ccb2779f56a0c0e7b8776c0558809e1298182

  • Visa credit card
  • 3.5% for the first 3 months, 2% over $50k/y, 1.5% everything else
  • Rewards paid monthly
  • Rewards BTC, ETH, LTC, USDC
  • No fees

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Coinbase - Waitlist

  • Visa
  • If you pick your rewards to be XLM, GRT, AMP, RLY then you get 4%
  • If you pick BTC, ETH, DOGE, DAI then it is 1%
  • Spend crypto or fiat
  • No fees

IMO if the Netflix and other rewards isn't worth it for a $4k staking on the Crypto.com card. IMO this is a very good pick.

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Crypto.com Rose Gold or Icy White card (Beige/Pink or white card)

https://preview.redd.it/nkzvg0jli3u81.png?257&format=png&auto=webp&s=9db37855e0a6d20ff54b94294e49da57f7a866b8

  • Required $40k staked (you lock this amount while you use this) 12% APY
  • 5% everything paid in instant CRO
  • 10% Expedia for $50 a month
  • Free Spotify, Netflix, Amazon Prime, LoungeKey + guest
  • +2% CRO Bonus

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Crpto.com Obsidian (Black)

https://preview.redd.it/fdf8hmwpi3u81.png?258&format=png&auto=webp&s=db4d8a95b060d719ddae71d21e0b83962bc5bfbb

  • Required $400k staked (you lock this amount while you use this) 12% APY
  • 8% everything paid in instant CRO
  • 10% Expedia for $50 a month & AirBNB up to $100/m
  • Free Spotify, Netflix, Amazon Prime, LoungeKey + guest
  • One time PrivateJet promo thing. This isn't worth it, the drink you get is something like $300, and this entire thing seems like a joke at best and an insult at worse.
  • +2% CRO Bonus

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Binance Card - Not available for USA, UK, Canada, AU, and almost everywhere other than 31 countries

https://preview.redd.it/7o76xpy4k3u81.png?248&format=png&auto=webp&s=fa8dd4f9c3de6b2865dd99bd3c910086f969d6d6

  • Most of the world can't use this. Only 31 countries can use this.
  • Visa
  • Tier 0-600 BNB
  • 0.1% - 8% on everything in BNB
  • Transaction fee up to 0.9%
  • Earnings are capped

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Voyager - Waitlist

  • Mastercard
  • 9%* (There is a bunch of things that make it not 9% and I can't find the real numbers)
  • 3 Loyalty tier staking VGX
  • Annual 0.5%-1.5% bonus

IMO This isn't a good card because the sneaky stuff

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M1 Credit Card

https://preview.redd.it/ialmc4mnk3u81.png?260&format=png&auto=webp&s=0a748601f2043c2e66ca74ccceada4bfb3e78285

  • Visa Credit Card
  • Category 1 10%, 2 5%, 3 2.5%, and 1.5% on everything else
  • Earnings capped at $200/m
  • $95 annual fee, but waved if you have a M1+ membership but it cost $125

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Summary

IMO a good starter card is the Coinbase card or the Crypto.com green/purple card. But if you have the money, the higher Crypto.com cards is worth it IMO.

Just note the fees. So if you have Coinbase One with is something like $30/m then the Coinbase card IMO is 100% worth it. It is likely you are getting enough rewards, and the trading fees are gone. Note Coinbase One doesn't cover Coinbase Pro, so you will still get fees and what not on that.

But assuming you don't have Coinbase One. You need to ask yourself if you're OK with locking in $4k of CRO which might go down in price so you would want to lock in more. And what are the fees on converting the rewards to fiat or other coins.

Beyond that if you are OK with locking in $40k or $400k, then the higher CRO cards are worth it IMO.

submitted by /u/crua9
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