A wallet with Apple Pay-like transactions that rounds up to the nearest dollar and auto invests the difference into a pre-selected crypto portfolio.

I’m curious if this already exists.

Could only really work on a chain with tiny fees. Or maybe it makes the investment periodically to allow enough to accumulate so all your investments aren’t lost to fees.

Basically what the title says.

You buy coffee for 4.65. The wallet rounds up and puts 35 cents automatically into a crypto portfolio or some stupid high risk meme coin of your choice.

Basically it all goes to 0 and you couldn’t care less, or you some how manage to make 1000.

Maybe it links directly with Apple Pay so you don’t have to use something you aren’t already using although maybe there’s a security concern there.

Would be great if the wallet had pre-made portfolios from other people you can select so there’s a community component - would also significantly reduce the friction for new crypto people who couldn’t care less about creating their own portfolio and instead just pick one so their wallet can auto invest into it.

Is this already out there?

If not, why couldn’t it work?