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Wife and I just went through our yearly maxing of our IRA contributions for the year. Last year one of us was unemployed for a large part of the year so we were able to contribute to our Roth IRAs. When I went to invest the cash I was thinking through all the tax benefits of holding bitcoin in my Roth IRA. I hold bitcoin in a self custody wallet, but if I were to ever sell I would owe significant taxes. Holding BTC in a Roth IRA seems like a huge advantage.

I’ve been into crypto for a long time so I enjoy holding my own keys for part of my investment, but the ETF wrapper provides a lot of flexibility and safety if you don’t plan on selling or transferring anytime soon.

Does anyone know if you can hold your own BTC in a Roth IRA without it being an ETF?

submitted by /u/WarpedSt
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