Anyone else here numb to the dips by now?

Just been DCAing for me for a couple of years, and it has paid off. Most stocks have been ass and you can't make a decent gain unless you happen to buy the bottom of a dip nowadays.

Also, why would anyone keep their money in a bank that's using their cash to buy houses and upcharge the public with their own money for it? It makes no sense. I'm storing money to make bankers more rich than myself? Big ass. Goodluck selling your house at a price most people my age can't afford.

I guess my point is, why would I put my money in a bank for other people to invest badly and go completely broke and lose my money, when I could do that myself and potentially make money for myself?