Being honest by 2024 I thought BTC to BTC payments would be more popular than they are today.

Wondering if Google/Apple Pay and contactless payments are killing off BTC to BTC payments in the same way Spotify and Netflix killed off P2P filesharing? Or is it that people just want to hodl and not spend? Or is it tax reporting complications? Is it volatility? Is it just Bitcoin has lost some sort of credibility. It would be good to know what people think and why.

Whatever it is seem to recall way more payment hype and merchant support for Bitcoin years ago than today. Even on Reddit the tip bots were out in force.

I expected by now to see more and more merchants with Bitcoin accepted here window stickers. However it doesn't seem to be happening, in fact many of the companies that once accepted Bitcoin no longer seem to do. Appreciate there's third party workarounds and support but not really the native support and adoption that I'm sure many people envisioned. Others might see it differently, but after many years that's my experience and think for the sake of progress it's important to call these things out.