Binance Card: 0.9% fee

Hi Binance community, quick question (three in fact) related to the Binance card:

1 – Does anyone have more info on the fee of “up to” 0.9%? I did a first transaction today (Belgium), and there seemed to be no fee: my balance went from €15 to €6.09 after buying something for €8.91. Will there be a fee on my next transaction? I am completely in the dark on this. Competitor CDC does not apply card transaction fees to users.

2 – The % of cashback you receive depends on the amount of BNB “in your Binance wallets”. Does this only mean spot wallet (where my BNB is not yielding a return)? I was hoping to have my BNB yield a return (for example in Liquid Swap or staking) AND qualify me for higher cashback rates at the same time.

3 – How long did the delivery of the physical card take for you, and where are you located? I reached out to support, but they were not able to provide me with any info on typical delivery times for Western Europe. I've added a poll for this third question.

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