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Binance card transaction fees

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Binance card transaction fees

Hi, can someone please help me explain what "up to 0.9%" transaction fees mean? Why are these fees not fixed and is there always a fee or only when Binance has to convert your crypto into fiat before paying the seller?

https://preview.redd.it/lcyo0gjog0191.png?556&format=png&auto=webp&s=a0ea7c8aaa0d161cb82628914ec2d95323cd5dd5

submitted by /u/Ap0piec
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