Imagine a world where bitcoin is adopted and I know my 24 Words by heart.
A random guy comes up to me with a gun and asks for my wallet keys otherwise he would kill me.
How would you deal with that? You obviously have to give out the information and he can test on the spot if I told him the truth. Now all my assets are gone. Unless I split it into multiple wallets but that would mean I have to remember more private keys or use a password manager (where some kind of trust is required).
In this case, "normal banking" would be safer. Even though I send someone the money, they would know to whom, you could cancel the transaction later on, ...
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