It's been awhile since I have used coinbase for usdc staking since they dropped me from 1% down to 0.15% about 8 months ago with no warning. Seemed pointless to keep any extra money on their platform for a measly 0.15% when my bank is offering 2% for their savings account with no restrictions or risk that crypto has.
After randomly logging in today to look at my account I see they bumped up their rates to 1.5% and it actually seems enticing again. It isn't beating my bank rates currently in that aspect but paired with the 4% cashback card it can still be worthwhile to use again since my cashback cards currently are 2%-3% for most things
I know you can lend/stake it elsewhere for better rates but I like having full access to the funds at any moment for emergencies and willing to sacrifice a few percent to achieve that.
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