Conversation with a financial advisor

My brother-in-law is financial advisor and I wanted to see what he thought of crypto.

Well, it turned out I got him triggered. Here are some key points he brought up:

1. You don't have 1 BTC so you don't technically own it...
2. I manage to get 12% return every year to my clients, which is better than the S&P 500 yearly returns!
3. Look at this Visa card, this is exactly the same thing, digital payment!!
4. I am managing million-dollar portfolios and you're here trying to tell me how finance works!?
5. This is a big pump and dump for big banks and Elon!!!

Aside from the fact that he reminds me of old people when the internet came out, here are my takes:

1. We are still early AF;
2. People have biases, including myself. But he just couldn't admit that something could disrupt the way he would do business;
3. The average Joe still thinks that crypto is just Bitcoin and that it has no utility;
4. Never, EVER, talk crypto with someone who's tied to the conventional financial system;
5. HODL.

Crypto will change the world in a good way IMHO.

Cheers to that!