Crypto-backed loan on Bybit - EU regulation from July 1st?

Hi everyone, I have a question for people following the Bybit Global / Bybit EU changes for EEA residents from July 1.

I currently have an active crypto-backed loan on bybit com, not regular margin trading. Does anyone know what will practically happen to existing loans after July 1 for users from Poland / the EEA?

I am especially interested in the following:

1. Do existing loans need to be closed/repaid immediately, or can they still be maintained?
2. After July 1, will users still be able to repay the loan manually, for example by selling part of the collateral or using collateral for repayment?
3. Will it still be possible to add collateral, make partial repayments, and manage LTV normally?
4. If the loan needs to be moved elsewhere, what is currently the closest alternative in Europe/EEA — OKX Flexible Loan, or something else?

I understand that the official Bybit announcement only says that access to “certain services” on Bybit Global for EEA residents will be progressively limited, and that users will retain access to their assets in order to remediate positions and balances. However, I have not seen a clear loan-specific explanation yet.

I would appreciate input from anyone.