Crypto is a ‘risky investment’ but my money actually feels safer in crypto

when I keep money in my bank account, it just tends to leave one way or another. For example, random bills getting debited or I may feel inclined to buy something that I otherwise would not have needed to buy had I not had access to the money.

Once my crypto hits my ledger I don’t look back, it doesn’t get withdrawn. So I feel like it’s safe from being sucked by things like random stupid bills, unnecessary things or just things that I might pay for for the sake of convenience that are also not necessarily needed.

I’m also mostly only invested in BTC and ETH and solid alts like Algo that I know will stick around and rise long term so I don’t really feel like I’m THAT exposed to a crazy amount of risk. And then I have some monero too which is completely private and pretty stable price-wise in these turbulent times

Not sure if anyone else feels the same way