"Usable" means that they don't have insane aml and kyc. Because the companies' partners are not located in the same place, various banks e.g. wanting all partners to show up in that branch to sign documentation is rather... Bad. (In the past, this wasn't a problem. Previously we banked with HSBC but they are stopping a lot of services and transferring their US operations to another bank.) Other problems we have had are all banks telling us that all partners will have to receive verification codes and okay every single transaction we make. Insane. Or they want ...weekly board meeting notes.Concretely, we just want to:
- turn fiat into crypto, and back - with coinbase, kraken or such (most customers and clients pay us in crypto)
- send money from the business account via paypal or venmo to some partners (social media people, mostly)
- we do software development/outsourcing and marketing - nothing complex or grey
- we have partners in NYC and DC, and corporations incorporated in NY, DC and FL
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