Today banks partner with Visa and Mastercard in order to let their customers pay from their bank balance to any Visa or Mastercard sales terminal on earth. The same will be true for lightning. Every bank on earth will find a lightning company to partner with that allows their customers to pay directly from their bank balance to any lightning invoice anywhere on earth. Banks themselves likely wont do this in-house they will partner with well established lightning companies to make this happen.
Banks that don't do this will likely go out of business. It would be like a bank today not having the capability to allow their customers to pay from their account to a merchant who accepts Visa, people would just stop using them.
Lightning is the worlds one true global payments network and soon any bank that hasnt figured out how to partner with lightning companies in order to allow their customers to use their mobile banking app to scan and pay from their bank balance directly to a lightning invoice will go out of business.
Its coming, once one of the top ten banks in the world does this they will all have to do it, and soon every single person on earth with a bank account will be able to use their mobile banking app to scan and pay to any lightning invoice on earth and recieve funds to their lightning invoice. This ultimately means even people with nothing but a simple free lightning wallet and no bank account will be able to send and recieve money to any bank account or merchant on earth.
We dont need banks but we need to admit banks using partnerships to integrate lightning is going to be the one thing that triggers near instant adoption worldwide of the lightning network and thats good for everyone.
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