Exchanges are not your friend.

People keep their coins on exchanges or platforms with high Apy because they either think that nothing bad will happen to them, or they are just too lazy to put in the effort to be their own bank. Exchanges should only be used for buying/withdrawing - sell/withdraw. This is a rule you should not underestimate. Don't ignore the fundamentals of crypto, Bitcoin was not created for someone else to look after your holdings. Learn from the hundreds of thousands of users who were scammed (could be millions) and don't repeat their mistake. Be your own bank, even more so now that we have such encouraging news. Take responsibility and rely only on yourself.