Fun fact: I've lost more fiat to the banks than I've lost BTC.

So the other morning I get a notification on my phone about a suspicious transaction, asking to reply yes or no to approve it. I've received these before so no big deal. I replied no, and within minutes my banks fraud department called, cancelled the charge and assured me my card was now blocked and I'd need to get a new one. No biggie, thanks for catching it! 11 hours later my phone goes nuts with about 30 of these messages and my bank account was completely drained. So the fraud department failed to shut my card off. They had one job! Now I have to dispute all charges ranging from $2 up to $500 per transaction and wait 10 days to hear a resolution.

FORTUNATELY I am all-in with BTC and treat it as my actual savings account, while keeping enough in the banks to cover expenses until the next paycheck. Basically forcing myself to live paycheck to paycheck while putting the bulk of my wealth out of reach of my impulse spending on luxury crap.

Anyways, to those saying BTC is a scam or you'll lose it all, etc, etc. I say that's a risk I'm willing to take after this experience and glad I did!

Banks - 0

My cold storage wallet - 1