Future generations?

Hello bitcoiners. I have a question: how does Bitcoin work for younger generations? Say for example whatever the generation is before gen alpha? Or even gen alpha we can say since most of them I don't think are working yet. If Bitcoin is going to be this supposed universal currency, but you have to ideally buy early and HODL, waiting for the price to increase, how does this then become a viable currency or technology for people who don't even have the ability to purchase it at this point in time because they're too young? They don't have jobs yet; maybe they're in kindergarten right now or still a little sperm in your testicles?

There seems to be an unequal distribution, and unfair access to people who don't have the capacity to get in early. Because they weren't even born yet, or they were too young to buy.

I feel like it's similar to a real estate agent saying that you should have bought a house before the housing crisis, but you were like...in middle school.

Ideally today is the best time to buy, or ideally 10 years ago was the best time to buy. But not everybody could do that. So doesn't that just create a large system of inequality, where the whales are the ones who will hold most of the Bitcoin wealth and everyone else who couldn't get in early (not the people who CHOSE not to get in early, I understand there is a difference) will be S.O.L.?

How will your grandchildren be able to purchase enough Bitcoin to live off of if the price is going to go to the moon and if this is going to become a normalized currency?

I've been curious about this. Thanks for the insight to whoever responds.