How do you guys compromise between DCA, UTxOs and self custody ?

I know dca is the way to go, and that you should not leave your sats in the exchange for too long. I see a lot of people not withdrawing anything under 0.01 BTC at a time to avoid having too many utxos, which is still close to 1000$ (CAD). So by dca about 100$ per week, that means you have to leave your BTC in the exchange for several weeks.

I also know that a lot of people consolidate their utxos but this is another transaction fee.

I’d like to know your opinion on this. Personally I withdraw at 0.003 BTC at the moment