How in the h-e-double hockey sticks does everyone have so much disposable income to invest in crypto?!?!

Over the last few months I’ve been asking around on various platforms about investment strategies. The results have varied significantly with some offering actual advice while others just robotically respond with “DCA and HODL”.

As the conversations progress, it often becomes apparent that certain strategies such as DeFi are prohibitive for those with smaller sums of capital to invest. This is often due to gas fees and compounding your returns manually.

I am not poor, but I also am not investing 100% of my disposable income into crypto (I know I know; cue the criticisms). I’m diversifying my portfolio with crypto and have a few hundred dollars MAXIMUM per month to risk on crypto.

I do believe in the projects I invest in, and I am in it for the the long-term (I will be leaving crypto for my kids type longterm). As time progresses, I will surely invest more. HOWEVER, the amount of people who view $100/month to invest in crypto as peanuts is completely overwhelming.

Which brings me to the point; Is everyone here just YOLOing their entire disposable income into crypto or does everyone here really have 1k extra a month to throw at an extremely volatile asset?? I’m genuinely curious