I have never received scam tokens. How is everyone getting these?

I have never received any scam tokens. How is everyone getting these?

I constantly see posts about people losing all their funds from their wallet being drained. I don’t want that to happen so I keep a close eye if any weird transactions happen or if anything ever shows up in my wallet but it’s as clean as a whistle for years.

Is it because I have my funds split between an exchange and a ledger hard wallet? I’m really confused if this is the norm to receive these or if me having a ledger wallet and on an exchange is what is protecting me from getting these?

This post had 488 characters and got removed previously because I did not have 500 characters. Now you’re forced to read this because of an arbitrary rule.