I put way too much money into crypto.

I know everyone says “long-term” is “the most important thing in life”, for some reason, but I can’t even afford to survive on my own in the short-term.

There’s this strange obsession with “long-term”, if anything it’s more for people who are already well off and don’t have to worry about being able to afford rent and bills.

I’m almost 28 and stuck in a job where even if I get 40 hours, I make less than $400 in a week.

I hate my life and I’m miserable, and feel it’s all been a waste, so I do not even care about anything like “retirement”. I haven’t even lived a life worth living that long.

I was EXTRA stupid for putting $2,000 into XRP/Ripple as soon as I found out it was possible to trade it again, by the time I found out and bought, it was $0.80.

My parents ask me if I made and money yet from crypto, and I try explaining it’s a waiting game, but I’m losing faith in it. Government wants to dictate, job opportunities and equality for opportunity is garbage, one ER visit will be debt for life.

It’s pathetic and sad for my age, but I managed to save over $10,000 in, maybe 4 or 5 years. I’m now sitting at around $5,500.

It’s not all technically gone, it’s sitting in some meme stocks/penny stocks and crypto, it could theoretically go up and make me more than I put in, but it only ever seems to stay stagnant or crash down. I rather have $10,000+ in my savings, even though I know if I was kicked out on my own I’d probably be homeless in less than a year anyway….

It was mostly out of desperation and hope for life changing luck, because I now feel success in anything in life is more luck than anything. Everyone and everything is overly competitive, everyone can’t even be paid a basic living wage.

I’ve mostly given up on life and no longer believe in myself to be good at anything and lost hope. So I said fuck it, this might be my only chance and hope at fixing my life at this point.

I see homeless people who remain homeless for years on end, so it must be beyond hope for life to get better at that point.

I can barely save any money living with my parents. The only reason I could even save over $10,000 in the first place was because my parents allowed me to live rent free for awhile, but that had to stop…..

I still pay far less than rent would actually cost on my own, and can barely even ever save any money now.

I would be better off having NO INVESTMENTS at this time, and earning moons FOR FREE, and nothing else.

These investments are too volatile anyway, I’m afraid crypto might even be dying out for good.

I was very irresponsible with my money, but also desperate and hopeless and feel I have no chance or hope of earning a living income from a “real” job at this point anyway.

Even if your prospects are poor, there is some comfort in having as much as you can in savings, just plain savings in your bank account.

Yes, inflation decreases the value, but the number itself stays the same (excluding actual withdrawals) as opposed to crypto going up 2x for a few days then down 4x for months.

I guess some jobs just won’t pay a basic living wage no matter how long you work there, no wonder there are elderly bitter people in these retail jobs…….