If you're in the EU, you have until 1.1.2025 before stricter mica regulation will be in place. How do you prepare?

Especially rules for self hosted wallets are concerning for me. For those who missed it: in an attempt to make crypto more "transparent", transfers from self-hosted wallets to custodial wallets or services such as exchanges may require disclosure of sender and recipient information. This is especially true for transactions over a set threshold of 1000 EUR.

This poses risks for us crypto users: Wallet addresses linked to exchanges or large transactions could become identifiable through mandatory KYC policies. Kyc and leaked phone numbers have been one of the worst aspects of crypto in the past years. To Imagine that now these information are linked to your crypto wallets is a nightmare.

If exchanges are forced to record your self hosted wallets, how do you prepare for that?

1. Set up one specific public address or wallets for transfers to and from exchanges and others for other purposes?

2. Use decentralised exchanges? Which ones? How long until these are monitored as well?

3. Use mixers or other services to obscure your wallets? Even though I'm concerned these services would make your transactions look more suspicious instead of less.

4. Use monero for anonymous transactions? Oh well, if exchanges hadn't removed these already for us in preparation.

5. Switch your usdt, dai and other no longer supported stable coins to USDC (edit: added)

Oh man, how much I hate these kind of regulation... What are your thoughts?