I'm starting to get it

So Central Banks get to decide the monetary policy, i.e. the rules of the game, by controling the interest rate at their own discretion.

As more and more people figured out the winning strategy: getting loans at low interest get you close to the money printer so you can "mine" fiat as it is being created, then they can decide on a whim to change the rules and raise interest rates to punish the over leveraged.

You are being stolen either by inflation or by interest on your debt.

Refuse to play this stupid game. Adopt the Bitcoin Standard.