Is it me or is Binance declining?

I joined Binance as my first Crypto Exchange and it had everything: free deposits, futures, super easy interface and lots of functionality

Yesterday showed me some flaws that Binance kept accumulating:

-Since Binance blocked Futures in my country out of nowhere I had to go to another exchange for that -i needed some extra cash to avoid liquidation on the other exchange, so I tried to put funds into Binance. After the Sepa ban Binance offered free visa deposits. Now suddenly they are not free anymore, and still no sepa possible -when trying to convert the new cash into a token I can send to the other exchange the Convert function did not work anymore -since forever Binance does not give the sub-account feature to all users, only those who hold like 30.000$ in BNB. That is a standard free functionality on almost all other exchanges

So it has less functionality and got more expensive.