Is some crypto beliefs (such as 4-year-cycle, freedom for the unbanked, ...etc.) legit thoughts or just "religious"?

In the cryptospace there are certain facts / beliefs or let me call it "standpoints" to stay neutral such as:

• 4-year-cycle, every 4 years there's a bullrun with the halving event

• crypto means financial freedom for the unbanked people

• it's no "risk asset", it is something completely different

• it will "de-couple" from the traditional market

• "it will only go up"

I do follow a lot of Youtubers and also global macromarket "gurus".

Interesting fact is that even reputable and legit Youtubers such as Guy from Coinbureau and Ben Cowen believe in the 4-year-cycle,

but macro economy experts do not believe in it, they call it religious...and those who do believe that crypto has a future, only believe in the Top 1 coin and still got out of crypto saying that this "risk asset" isnt viable in this current environment.

Now...are we a cult? Are we a religious pack? Are we even naiive?

Or are we right?