Is there anything better than a CRO crypto card?

I have been a crypto.com customer for over a year and aped into €30,000 worth of CRO to stake for a card which gave me 5% back. Luckily I bought this before the pump last year so it has served me well. But is it really worth it in the long run especially considering I have to spend hundreds of thousands in purchases to breakeven earning cashback over many years?

Love crypto cashback but at what cost. here is calculator that shows cost vs benefit and a comparison with Plutus.