JPMorgan was right. BTC's "fair value" is close to $38k. JPMorgan Chase & Co. (the world's largest bank by market cap) has come a long way, from FUD to quiet adoption to full-fledged support for Bitcoin. Their most recent price analysis (a month ago) was

Bitcoin is the currency of the Internet: a distributed, worldwide, decentralized digital money. Unlike traditional currencies such as dollars, bitcoins are issued and managed without any central authority whatsoever: there is no government, company, or bank in charge of Bitcoin. As such, it is more resistant to wild inflation and corrupt banks. With Bitcoin, you can be your own bank.

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