Loan against BUSD

Hello, just a fast catchup if my logic is right. I take BUSD, and borrow towards it, any coin I would like. LTV is 65% or 83% whatever is now the right one, as the interface exhibits both. Anyway, so I principally get coins totally free (sure i've to pay interest, but obviously I only borrow if I've a correct plan :P), and the one approach that I might lose all of it was if BUSD collapsed and was value less than 84cents respectively 66cents?