Should I reset my password or Use my last login attempt?

I’ve apparently entered the wrong credentials 4/5 times so I have 1 more attempt to get it right. If it’s wrong, how long will I be locked out of my account?

If less than 24 hours, perhaps I make another attempt, instead of choosing “forgot password”, which will be successful but withdrawals will be suspended on my account for 24 hours, defeating the purpose because I’ll need the money before then.

What’s the better option?

tldr - how long will I be locked out of I enter the wrong credentials 5 times?