The 32 ETH minimum for running your own validator is nuts - will it possibly be changed?

Why did they set the lower limit for ETH staking to 32 ETH? This limit is forcing most investors into non-secure or centralized staking pools.

1. Using DEFI options like Rocket Pool where you have to swap ETH to rETH just doesn't sound right. I can already imagine the "Rocket Pool exploit, $160M user funds stolen" or something like that. The FAQ says "It can also be traded back to Rocket Pool for ETH plus rewards at any time if there is liquidity available". My feeling says there will be a halt of withdrawal / swapping because there's no liquidity - the twitter message will be "Your funds are safe. We're working on a solution."
2. Using centralized options like Kraken or Binance comes to mind, but we all know what will happen if Ethereum comes into trouble with government's regulations regarding Tornado Cash & others. Binance and Kraken will obey the law.Smaller competitors are not a good idea as this year's bankruptcies have made clear.

Are there any options I didn't see yet, or is my fate as a non-staker sealed?Is there any chance that the community will change that limit, or are big wallets already mighty enough to make this impossible? Afaik you don't have any voice regarding changes in the network when you've joined one of the pools.