There is a huge invisible barrier of entry into crypto that no one knows about. Have you heard of it?

There are two reasons people buy crypto with fiat. Some do it to invest and others to use it for example in defi or NFTs. To use crypto you need a decentralized wallet like Metamask and it is very hard to get the initial crypto inside of it.

A way to buy crypto with fiat and get it into your Metamask is via Centralized exchanges like Coinbase. The problem is that they make you wait a few days before allowing you to withdraw the crypto you just bought since they make money when you keep your crypto in their custody.

That is why ramps like Moonpay were born. After you buy crypto with a credit card they send it directly to your Metamask. Their infrastructure uses old payment rails which means that they have very high costs and low speeds. Creating a lot of unhappy costumers

The good thing is that there are companies like sailingsea.io that are creating new ways to buy crypto that is meant to be used. Sailing Sea created a way for people to buy crypto using Zelle and charge 50% less fees than Moonpay. The problem is that they do not sell a lot of different tokens.

I am interested to know how you get crypto when it is meant to be used and if you ever used a Moonpay alternative like Sailing Sea.