Treating BTC like a savings account

Anyone doing this? I have about 3/4 of my money in BTC already and just the idea of BTC value dropping out again is the only thing stoping me from putting 100% of my savings into it forever. Having said that, I know treating BTC like a savings account by putting all my extra money into it is the best thing to do, but does anyone have an opinion on potential downsides given volatility? (Also ’m in the U. S. And there was news recently of the government wanting to set regulatory standards on it or some shit and fucking with it, that’s not good either)