I am in the USA and I sent around $30k worth of crypto to my fiance who is in the Philippines waiting for her K1 visa to be processed to come live here with me. I sent it so we can use the "earn" rewards on Nexo.com which is available in PH (and not in USA). She will send all or most of the crypto back to my wallets around the time she comes to the USA. Does the IRS see this as two gifts that will be taxed? Or could it be seen as a loan and not taxed?
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