What Would Happen to Your Crypto If You Suddenly Passed Away?

Long story short, I recently had a near-death traffic experience and feel fortunate to be alive and unharmed. While talking to a friend about what happened, I made a joke about buying a Powerball lottery ticket because of the luck, but it also silenced me because I realized if I did suddenly die, my crypto would just sit there in cold storage without ever being touched again.

The seeds are drilled into my head and it’s also written down somewhere safe. However, I’m the only one who knows where that place is. Am I being paranoid about not leaving an envelope with my seeds in it for my family to receive if I were to pass away? Should I reach out to a lawyer about what to do with my crypto if I were to unexpectedly and suddenly pass away?

Forgive me if I'm coming off as naive, I'm still learning new things about crypto even though I've held onto coins for several years now.

What are some of your backup plans if you don’t mind sharing? I'm hesitant to give anyone the keys to my wallet.