When will crypto get serious?

I have a dream. The dream is this. I want crypto to level up. I want to get past the hype and bullshit. I want the entire crypto ecosystem, to be the driving force in future finance across the globe. I also want the Banks to be left out in the cold.

I don't ever want to take my holdings out and convert to shitty fiat. I don't want to be taxed because it's capital gains. I want to walk into a shop, swipe my phone and pay in whatever the fuck crypto I want (you can tax me their on my purchase pricks!). I want to earn bonuses on those purchases, I want the world to utilize crypto in a way that makes the Banks cream their pleated pants.

Is this a pipedream? What do you want from your crypto future?