submitted by /u/cr0n_dist0rti0n
Setting aside the discussion of whether or not there should be CBDC, I find it interesting that there is a desire to cap the amount of CBDC someone can hold. Why? Well because then why do you need banks? This subtext of the CBDC argument reveals tacit acceptance by governments and central banks that the traditional banking system is irrelevant and should be sent to history’s dust bin. Sadly, of course, traditional banking has its wife claws into its conjugal partner government. So we sadly will probably have this stupid archaic banking system for the foreseeable future or laws will be put in place to make sure the wife of government persists ad nauseam.
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