If you don't have an enormous sum of money in crypto, you don't have to worry about most of the posts you see here.

All of the detailed minutia of crypto is fascinating. Using native wallets, staking, airdrops, cold storage, etc is all great. But if you are trading in the hundreds, or even in the thousands....you really don't need to worry about all that.

Between gas fees, human error, scams, and hackers, you will likely be better off just trading on an exchange, and there is nothing wrong with that.

This community tends to hate on exchanges (not your keys, not your coins), but they do have legitimate use for the large majority of retail users who are just trying to throw a bit of extra cash into some investments. You don't need to panic if you have $500 of BTC on an exchange because you "don't own the keys"

As long as you are using reputable companies like Coinbase and CDC (not you, Binance), you are not likely to have any issues.