Invest what is liquid or what you are willing to lose?

I often see the caution to only invest what one is willing to lose.

By regular metrics, that should be less than 1% of the total portfolio, maybe make a case up to 5%.

The rest gets divided up into stocks, bonds, some gold and commodities if you are a traditionalist.

But those aren’t super great always either. While stocks have gone up in the long term, and a mix with bonds have tempered drawdowns….is still a large percentage in the stock/bond category right and Bitcoin a small percentage according to definition of what can afford to lose?

It doesn’t jive.

I think long term savings not emergency should be Bitcoin. And even then I got in an argument with my wife any short term emergency can go onto a credit card.

I would rather pay the 18% APR on an emergency and spend on BTC and then rebalance at the end of the year.

I don’t think only invest what you can lose is the same sentiment.