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Opinion about allocation

Bitcoin Reddit

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24M from Europe.

- Income: ~€1k/month

- Living with parents for now → low expenses

- Current investments:

- €13–14k in individual stocks (higher risk, not ETFs)

- ~€10k in Bitcoin @ 95k/coin (started with ~€2k)

Current plan:

- Keep stacking Bitcoin until ~€30k invested

- Later (closer to 30) - don’t touch the bitcoin bought, but keep buying safer investments like dividend stocks / lower-risk assets

Long-term goal:

- €100k invested total

- €70k invested in stocks

- €30k invested in BTC

Does this strategy make sense long-term, or would you approach the allocation differently?

submitted by /u/nuconteaza531
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