Skeptic here - help me understand

Crypto holding are highly concentration in the wallets of the very few. Specifically, The top 0.01% of holders own 27% of all bitcoins. This is much more concentrated than the overall US wealth where the top 1% own 1/3 of all wealth.

https://www.google.com/amp/s/www.cbsnews.com/amp/news/bitcoin-cryptocurrency-wealth-one-percent/

So, moreover, 55 percent of all crypto holders bought this year alone. So, why would you buy Bitcoin today and hence, drive up pricing, when this truly helps the very few at the top. This seems like a clever scheme by the very Bitcoin rich to get other people to buy into a view of bitcoins store of value. Since the wealth is concentrated in the elite and adoption spiked this year, it implies newer buyers have very little chance of attaining same returns as before. So, the people at the top (think saylor…others) are incentivized to keep pumping Bitcoin and creating fomo because they need others to buy into their vision or they are stuck with less valuable “assets”. I would like to understand why people are buying now given this dynamic.