Transfering coins without a crypto address

I need to transfer all my coins to someone that i only have email. P2P doesnt support most of my altcoins and i dont want to convert them to tether at this low point.

Whats the best, failsafe approach - YES, i know it can all go.

• binance login and google auth qr code
• api key with withdrawal permission
• withdrawal to a software wallet and transfer the recovery codes

I would prefer the first but dont know if theres any added security to stop it.

Thanks