Why blockchains allow you to send crypto to invalid addresses, that result in the loss of the crypto itself

In this sub we keep bashing centralized finance with every chance we get, but the truth is on the specific matter it outdoes crypto. If you transfer money to an invalid address (IBAN) it won't go through.

However crypto world PUNISHES it's users by going through the transaction no matter if the blockchain is compatible, and a lot of tokens worth a lot of money, end up disappearing into thin air.

I see people mentioning the trilemma, and all other sort of problems crypto has to go through to become mainstream, but what actions are taken to prevent the loss of property simply because of a common mistake, misunderstanding or ignorance.

Whenever I am to transfer crypto from one address to other, my palms sweat, I double check it 10 times and even send small sum first to verify it's gonna make it to the other end. This creates a barrier on adoption, usage and trust.

So, are there any actions being taken to resolve this? Without violating the DeFi spirit, is it possible to somehow CHECK if the address is valid before the transaction is issued?