You wont realize why you really need crypto until you deal with banking drama

Used to be a crypto critic but kind of thinking it is cool, not serious.

Moved to another state and my banks do not have branch here. For some reasons still not ready to open local bank account so I rely on my multiple bank accounts online service, plus PayPal, Venmo, CashApp and Zelle.

Saw a couple of used cars and considering buying one of them and of course I need cash or money order.

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First try to consolidate my money in a couple of accounts only. Try to Zelle, Venmo and PayPal some money to a couple of housemate to get cash, to avoid ATM fee and daily limit. First Zelle transaction with bank number 1 goes thru but second bank wants to identify me by sending a code to one of my phone numbers. One number is Google Voice and the other is regular sim card phone from Google (Google Fi by Tmobile). Code never reaches Google Voice number (12 yrs old) after a few tries. I change to regular sim card number that I bought 2 months ago. Bank app says that they use third party to verify whether I am owner of this number and they cannot. One more try and it locks me up. I call bank and they say that call Zelle. Zelle says they cannot help if it was Zelle thru Bank app, call them. Call bank again and they say wait 24-48 hours but I still can use debit card!!

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Try to use Venmo. I have account for years but rarely used it. It stops right away sending money in any amount. Cannot even delete and re-add bank account or debit card number. Contact Venmo multiple times and they give me different reasons from system problem to we really do not know why.

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Try PayPal. First Friends and Family transaction goes thru for free. Second one wants to charge a hefty fee no matter what.

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There is only one grocery store nearby (Vons). Walk there and successfully buy $3000 (3x1000) WU money order. Meet the seller later and I don't like car. Second car is almost $3000 more. Next days walk to Vons and ask for $3000 money order. Same guys who yesterday obviously unwillingly did the paperwork and sold the money order, firmly says NO MONEY ORDER ANYMORE! I am like, I am not even buy with cash, it is me and my own Debit Card and two form of IDs so what is the problem? He is like, I said no, go somewhere else and does not explain more. I call Vons to know if there is a monthly limit and they say no, but if you have a problem talk with store manager (the guy who said no!)

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I was thinking that all could be a minute work of sending decentralized stable coin from my wallet to the seller's!! Unbelievable that if we put our money in financial institutions, we barely own it and if we keep it all cash, we are looked as criminals.

Update:

With people like Pelosi and Biden in power, I cannot really expect more from others in America. Some mentally challenging individuals supposedly interested about Cryptocurrency "concept" here having hard time understanding what I am upset about and instead doing their best to tell me that I am the problem. Buying any amount of money order with proper ID and personal Debit Card (not cash) is normal! Transferring money with Venmo/PayPal/etc in the amounts that barely pays for frikkin one month rent in this economy, is normal! Expecting my bank not to lock me out of my account because their only archaic 2FA method (text message) fails to reach me (despite it works for their other services) is normal! If you think otherwise, actually you are the problem for the free world and cause for this unfortunately declining country.